Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Finxera chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information||Does Finxera share?||Can you limit this sharing?|
|For our everyday business purposes: such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes: to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates everyday business purposes: information about your transactions and experiences||Yes||No|
|For our affiliates everyday business purposes: information about your creditworthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For non-affiliates to market to you||Yes||Yes|
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Call 1-888-348-4543 or email firstname.lastname@example.org
Crossroads Financial Technologies and CFTPay are services of Finxera, Inc.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings, restricting access to your personal and account information to those employees who need to know that information security and privacy procedures.
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Federal law gives you the right to limit only
State laws may give you additional rights to limit sharing. See below for more on your rights under state law.
Your choices will apply to everyone on your account
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Use of the www.CFTPay.com Website: When you use the www.cftpay.com website, your login information is collected and stored, including your IP address, browser type, domain names, access times, and login information. This information is used for the monitoring, operations, and quality assurance of the services offered on the site. The site may also store "cookies" on your computer hard drive, to help you personalize your online experience. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.
Online Security: The www.cftpay.com website uses industry-standard encryption technologies when receiving consumer sensitive date. Our secured server supports 128-bit encryption, depending on the user's web browser.
California Residents: You may allow our sharing of information with nonaffiliated third parties and limit our sharing of information for joint marketing with other financial companies and for our affiliate's everyday business purposes by following the instructions in the enclosed "Important Privacy Choices for Consumer" notices.
Texas Residents: If you have a complaint, first contact the customer service support staff of Finxera, Inc. at 1-888-348-4543 (toll free). If you still have an unresolved complaint regarding the company's money transmission or currency exchange activity, please direct your complaint to: Texas Department of Banking, 2601 North Lamar Boulevard, Austin, Texas 78705, 1-877-276-5554 (toll free), www.dob.texas.gov.
Vermont Residents: You may allow our sharing of information with nonaffiliated third parties by following the instructions in the enclosed “Important Privacy Choices for Vermont Residents” notice.
Leave Blank OR
[If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below.
Mark any/all you want to limit: